Consumers to Get Free Access to Their Credit Score

July 11th, 2008

I was just sent an email about how Transunion (one of the 3 credit reporting bureaus) is giving a free 6 month credit watch because of allegations that they were selling our credit information to marketers which is against the law. I am urging all of you who are interested in getting in on this go to www.listclassaction.com I am quite appalled. Transunion denies that they have been sharing our information to anyone so that is why they are offering the credit watch.

Well I have been offline for 2 days and I felt ripped in half. I told my husband about my blog and he was okay with it. It's a better hobby than to gamble. I was really bad at one time. I'm glad that I learned my lesson because I could have lost everything. You know there are some people out there who spend their mortgage, car, student loan payments at these casinos, betting with the ponies, or some sporting event. Some others lose so much that they get desperate or worse end their lives. It's a sad disease. I'm glad I got out when I did. I do enjoy going but I will only go if it's a special occasion and if I have the money, which I don't so I won't be going anytime soon.

So in the last 2 days I was offline I read 2 books. One is by Suze Orman Young Fabulous and Broke. She is brilliant but I got contradictory information from her. It's because I read Dave Ramsey's Financial Peace first. So I just have to pick a plan that works with my situation. Anyone have any opinions on whose plan works? Suze says use your credit cards. Dave says pay down your debt and don't use your credit cards. Who is right? I'm so confused.

The second book I'm reading is Moeny Can Buy Happiness by MP Dunleavey. I liked the front of the book so I picked it up. I'll let you all know if it's a good personal finance book or not.