August Goals

July is already over and another month is about to start. I am excited because I am doing well. Granted I am broke (no going into emergency fund no matter how bad I want to), but I am getting up to date on most of my bills. So here are my goals for August.

1. Get my kids savings accounts opened. I am so proud of my daughter. She saved $6.00 to put towards her 1st deposit.
2. HAVE A YARD SALE! I have been fuming on this for a month and I hope to get this done. It will do so much for me financially because I can get rid of 2 storage bills which are ridiculous. If I think of how much I spent it would be $2000 in storage fees for 2 years. That's stupid.
3. Get my raise and put it in savings. Supposedly I will get my raise in August. I have my fingers crossed on this one. If I put my raise in savings I won't miss it because I will live on what I'm being paid right now. Good idea?
4. Pay double on my car and change the due date. This is a big one because the mail system is working against me. I will mail my car payment 3 days in advance and because it gets there one day after the due date I am slapped with a 30 day late payment on my credit report. This ticked me off because I was one day late and I sent it off early but the envelope didn't get to the office by close of business. I think they never opened the stinking envelope. I am fighting this big time.
5. Stock up on groceries. I need to have the necessities and plan meals. My kids are still eating me out of house and home but if our meals are structured I can save money, and give them a healthy meal.
6. Quit smoking. This is my vice. I smoke when I am stressed out and when I have a cocktail. These days I've been soooooo stressed out about finances. I just did an analysis and I spend $123.60 a month on cigarettes ( if I smoke a pack a day). That's crazy, not healthy, and again stupid. Quitting sounds great and my insurance will pay for the smoking cessation prescriptions (they average $150.00 with no insurance).
7. Be a part of Pay Per Post. I had to wait one long month to reapply for Pay Per Post. I want to be a part of the IZEA team and I have been very patient. Hopefully they approve my blog this time.

So those are my main priorities for the month. I wish you all a happy August.